It has gone from being a great unknown to becoming one of the preferred payment methods for bank users. More than 15 million people already send and receive money easily, quickly and safely through Bizum, a mobile payment solution that has accumulated more than 370 million operations since its launch.
Instant, fast, comfortable and universal. Its tremendous boom has forced the system to introduce new features recently, limiting operations and adding modifications to the system that you must take into account now when you use it. And there are still some gaps to fill. One of them is the question that many users ask themselves on certain occasions: How to cancel a payment made after realizing that we have made a mistake
It has a trick and, at the moment, little solution.
Coffee with a friend, cousin Pedro’s birthday party, the gift from the school teacher, the paddle tennis court with co-workers, the company dinner, your brother-in-law’s bachelor party or shared vacations in Sancti Petri.
Bizum has become the easiest and most direct way to make your payments and to end the excuses of lack of cash at certain times of our lives. Synchronize your bank account with Bizum and use your mobile phone, from which the vast majority of humanity does not come off even to go to the bathroom, to meet your payment commitments, whether between individuals, donations to NGOs or pay in online stores. And all with the maximum security measures and with the support of the main Spanish banks.
The importance of checking your Bizum
So, everything seems wonderful with Bizum. An agile and effective service, an arsenal of frequently asked questions and answers solved… but there is still something that prevents the system from being 100% perfect: the impossibility of reversing a hasty or erroneous operation . For this reason, from Bizum itself, what they advise is to check, check and check again… before sending .
BecauseBizums that are sent to another user cannot be cancelled.If the confusion has been the result of a typing error, the way to solve it is to contact that person and ask them to return it to you, something that leaves us in the good faith hands of someone we do not know.
Another alternative is to call the bank that issues the shipment to see what possibilities they offer you, although it is already something that goes beyond Bizum’s powers and that usually falls on deaf ears. If we can, on the contrary, reject a request by someone who claims money from you, by mistake or by insistence.
The Bizum that are sent to another user cannot be canceled; we depend on the good faith of the recipient to reject or cancel the payment
Among the suggestions we find to avoid making mistakes is to organize our mobile phone book well and always resort to it when sending. Any number that dances at the time of typing can be an annoyance in your day to day and a complicated management that could have been remedied with a small gesture of prevention.
In the event that we are the people who receive the wrong Bizum, let’s not turn a blind eye because we could be complicit in some crime of fraudand what is cheap could be expensive. Bring it to the attention of your bank and be fair with yourself and with whom you have made the mistake. Until Bizum includes a system to be able to cancel a payment made from its platform
